History
In announcing the 2007
creation of the Foreclosure Task Force by the Board of Directors of the Hampden
County (Massachusetts) Bar Association, the then President, Thomas A. Kenefick,
III, noted that as members of the Association Òwe have a singular opportunity
by virtue of our education and training to be at the forefront of change,
whether it be a commitment to accept unpopular causes and/or otherwise being
prepared to act when conditions arise that need redress.Ó Attorney Eugene B. Berman, the
proponent of the Foreclosure Task Force, was appointed Chair and has served in
that capacity since its formation.
The Task Force exists for the
several purposes of recruiting volunteer lawyers willing to provide pro bono
and reduced fee legal services to individuals residing in the four Western
Massachusetts Counties of Hampden, Hampshire, Franklin and Berkshire facing the
foreclosure of their owner occupied residences, providing training and
educational programs to supplement and improve the professional skills of those
undertaking the representation of homeowners whose residences are subject to
foreclosure, developing a workable model for the delivery of such services and
making the availability of such services known to those in need of such
representation.
The Task Force looked first
for volunteers from members of the Business and Bankruptcy Committee of the
Hampden County Bar Association chaired by Attorney Justin H. Dion. With an initial cadre of some
twenty-five volunteers, the Task Force initiated the cremation of the (Western
Massachusetts) Alliance of Providers of Legal Services to Individuals Facing
Foreclosure that brought together in an ex officio working coalition the
Hampden County Bar Association and the non-profit organizations such as Western
Mass. Legal Services, the Mass Justice Project, Mass Fair Housing and others in
an effort to develop a model to effectively deliver the legal services that had
been assembled. Attorney Berman
was elected Chair of the Alliance and continues to serve in that capacity.
The Foreclosure Task Force
and the Alliance cooperatively established a Hotline (413-322-7404) that
individual homeowners with foreclosure issues could call for referral to an
attorney who would provide free initial consultation. The Hotline is maintained and serviced by the staff of the
Massachusetts Justice Project who ÒtriageÓ the callers as to their eligibility
for free legal services within the purvey of the legal services organizations
or alternative referral to Hampden County Legal Services (maintained by the
Hampden County Bar Association) for referral to one of the Foreclosure Task
Force Volunteers and to determine the urgency of the need. The situations presented by the callers
are analyzed to assure that the caller is referred to an attorney best
qualified to undertake the representation required. The attorney volunteers are, in appropriate cases, encouraged
to refer individuals to non-lawyer services such as credit counselors at HAP
Housing or neighborhood community groups where legal services may not as yet be
required and such alternative services may be helpful. The volunteer attorneys are likewise
encouraged to call upon the expertise of monitors to assist them and to refer
appropriate cases to others who have specialized skills that may be required in
the representation of the individual, prospective client.
Together the Task Force and
the Alliance have conducted telethons whereby a group of volunteer attorneys
are assembled for a given period to field call-ins from individuals seeking
information and/or advice. By
widely publicizing the telethons, the Task Force and the Alliance has been able
to service many individuals who would otherwise have no other place to turn for
information or referral.
With the endorsement of Mayor
Dominic J. Sarno of the City of Springfield and the support of the Mayors of
the cities of Western Massachusetts, the Task Force and the Alliance convened a
Legislative Breakfast to which all members of the Western Massachusetts
delegation to the State Senate and House of Representatives as well as the
legislative leadership were invited to hear presentations as to the severity of
the foreclosure crisis, the consequences of the crisis to individuals, families
and neighborhoods, the services being offered by the Task Force and Alliance
and to explore legislative options to address the crisis. The event was a success in that the
Western Mass delegation voted overwhelmingly in support of legislation designed
to help alleviate the plight of those being foreclosed upon. The ÒAdvocacyÓ section of the website
enumerates those legislative actions that many individual members of the Task
Force and of the Alliance believe are necessary to responsibly address the
foreclosure crisis.
The Foreclosure Task Force
has developed a strong, cooperative working relationship with the Massachusetts
Bar Association in developing OnDemand continuing educational programs
addressing issues relevant to the representation of individuals facing
foreclosure. The Task Force has
been insistent that all such programs be free and open to all members of the
bar. It is a fundamental tenant
that the Task Force has no proprietary interest in assuring that all attorneys
are provided an opportunity and training that will better allow them to provide
representation to those needing representation when faced with
foreclosure.
The Task Force, in continuing partnership with the Alliance has designed and presents this website for use by its constituencies.
Back to the Foreclosure Tutorial Homepage.
Back to the Foreclosure Task Force Homepage